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Keywords Ability to Pay Banking crisis Beta convergence, GDP per capita, Compensation per capita, Least Squares Method Capital Flight, Interest Rates Differential, Economic Growth, VECM Clean Water Crisis DJIA, ICI, Stock Market, American Presidential Election Energy, Malmquist index, Gravity model, Trade efficiency Inequality Interconnectedness Kuznets Hypothesis Network analysis Network centrality Pineapple, Cobb-Douglas, OLS, Simple Random Sampling SIFI Share analysis, growth analysis, quadrant method, local independence, fiscal decentralization Systemic risk Theil Entropy Index Williamson Index Willingness to Pay employees, compensation, loyalty zakat, consumer behavior, donation, charity, Islamic redistribution