Reader Comments

Blue Sky Auto Finance Review

by Sumaiya Afiz (2019-02-26)

Store cards are often restricted to specified outlets. Blue Sky Auto Finance The store will have an account linked to their card and the card holder will be able to purchase items from the store on the same basis as the credit card transaction - except that this time the card will be checked against the store's records.Credit cards come in multiple forms. They may be 'branded' in the name of any organisation or sometimes even an individual. Their facilities, costs and conditions will typically all vary considerably from one to another.There may be gold or platinum cards that offer high credit limits and added benefits such as free insurance. The issuers may restrict these card types to applicants that can demonstrate regular and higher income. Some cards offer schemes that involve receiving a credit or 'points' every time the card is used. These credits can be redeemed for cash, vouchers or gifts, depending upon the particular scheme.The interest rate charged on unpaid balances can also vary significantly between different types of credit card and the amounts involved. As the variations may be very significant, it's usually wise to study this carefully in advance. Some cards may offer 'interest free' facilities for periods when transferring the outstanding balance from one card to another but this may result in a much higher interest rate at the end of the 'free' period. As always, it may prove beneficial to shop around for the best deals.The fair credit act allows us, as consumers, to dispute inaccurate and incorrect entries on our credit reports. This has led to thousands of people to request investigations of negative entries on their credit report. This is the basis of any credit repair program or service that is widely offered online and offline.When a consumer disputes a negative entry on their report, credit agencies are required by law to investigate it thoroughly and delete the entry if insufficient evidence is provided by the creditor who placed the negative entry. Having negative entries deleted from a credit report can increase a consumer's score dramatically if they have some accounts that are in good standing.Examples of credit disputes:Negative entries on your credit report can be a result of many things such as identity theft or just plain negligence on your part in failing to pay your bills on time. In both cases, consumers have successfully deleted negative entries from their reports.